While the odds of getting hit by a bus are 495,000 to 1, the unexpected does happen, and without proper planning, the consequences can be magnified. Without losing a sense of personality and levity, Abby Schneiderman has crafted a practical program to plan for any contingency plan, covering everything from insurance and wills to medical issues and estate planning. This is not a depressing or morbid process but an interesting journey where readers can uncover aspects in life that we “put on our to-do list” but never actually get around to doing. Schneiderman is an industry expert in the areas of digital estate planning, technology and consumerism. She is a Forbes.com contributor and has been featured in the NY Times, WSJ and CNBC.